If you depend on bank feeds, you wait 48–72 hours. If you issue your own card, you only see that spend. Astrada delivers transaction data from major card networks — personal, commercial, and corporate — through a single API. Real-time data at authorization, structured fields from the network, and complete coverage across every card your employees use.
Track global spend in real time. Automate expense reports. Prevent unwanted spend. Some are promising it across 120+ countries and multiple currencies.
But the promise depends on data that's either late or missing. Platforms that issue their own cards only see spend on those cards. Platforms that don't issue cards depend on bank feeds that arrive 48–72 hours late — if they arrive at all. Either way, employee spend doesn't stay on a single card. Business travelers use personal cards to keep their points. Teams in new markets use local corporate cards. Contractors expense from cards you've never seen. New hires spend for weeks before their corporate card arrives.
The result: finance teams working around your platform, not through it. Manual reconciliation for every out-of-platform transaction. Policy enforcement that only works on the data you have. Categorization models trained on partial data making confident but incomplete decisions. And customers evaluating competitors who promise to solve the problem you haven't.
Real-time transaction data from major card networks. Every card your employees use, one API.
Platforms using real-time card data caught 11,000+ violations in one year — saving $4.6M. With Astrada, that enforcement covers every enrolled card across major networks.
Real-time notifications cut receipt collection from 30 days to under 1. Card spend increases 50%+ and submissions nearly double. Covers every enrolled card across major networks — including cards no other platform tracks.
57% of businesses run multiple card programs. 70% of cardholders use personal cards for work. Astrada captures every enrolled card — personal, commercial, and corporate — across major networks. Your automation works on all of it.
Industry data sourced from published corporate card and expense management platform research, 2023–2024.
"By integrating with Astrada, we're delivering real-time visibility into spend and ensuring every transaction is compliant and secure. It's a meaningful step toward a touchless expense experience."
Most design partners are live within weeks. Start with Clearing Feeds for immediate value — upgrade to Realtime when you're ready.